• Lighthouse Mortgage LLC

  • WHY?

    Mortgages are complicated.

    You need a guy. A seasoned insider. Someone who knows the path of least resistance.

    I'm happy to be him.

     

    Your best mortgage option hinges on variables. Its my job to hash out those variables with you. Pose questions which you may not otherwise think of.

     

    -How long will you stay in the home? A mortgage with a 5 year horizon should look very different than a mortgage with a 20 year horizon. Now days, the average American only stays in their mortgage about 5 years. Then either sells (pays off the mortgage) or Refinances their mortgage when interest rates drop.

     

    -What will your income be in the coming years? Up or down? Perhaps retirement, changing jobs, inheritance, bonus income, the sale of a large taxable asset?

     

    -Is marriage/divorce in my future? You'll need cash for either. Pulling from the equity in your home is a cheap way to acquire quick cash.

     

    -Good lord, must be the oysters & Marvin Gay records, are we pregnant again? If so, should we Refinance to get our monthly payment down?

     

    Carefully weighing variables to arrive at a logical mortgage option requires advice from a seasoned professional. Someone accustomed to navigating the ins & outs of acquiring a mortgage. Someone who knows your path of least resistance.

     

    Mathematics can be intimidating. But that's where I come in. Breaking everything down in simple, easy to read language. My advice is written and delivered to your email inbox.

     

    With 19+ years mortgage experience, I make getting your Home Mortgage simple.

  • WHO?

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    David Gassman Jr.

    A lil Irish. A lil German. A lil Native... a la Elizabeth Warren.

    100% American

    A true Broker. Not married to any one bank's products.

    This mortgage placement flexibility translates to lower interest rates for clients & the ability to provide untainted overarching financial advice based on current market conditions.

     

    Credentials

    • 19+ years experience as Licensed Mortgage Originator.
    • Licensed in KY, VA, FL, & IN.
    • Expert in Conventional, VA, FHA and USDA Mortgages.
    • Master's University of Louisville 2004
    • Bachelor's University of Louisville 2003
    • Saint Xavier High School 1999
    • NMLS # 20069 https://www.nmlsconsumeraccess.org/
    • Lighthouse Mortgage LLC NMLS #1788365
    • 3214 College Dr Ste 101A
    • Louisville KY 40299

     

    Cell: 502-396-1375

    Email: david@Lhmhelp.com

     

     

  • WHY DAVID?

    Listen to What My Clients Have to Say...

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    PARTNERING WITH REALTORS:

    Robert in Norfolk Virginia


    “I've been a Realtor for 21 years.  Its hard to find dependable Loan Officers who can take the ball and run with it. David is exceptional.. I've worked with him on over 10 Purchase Transactions and they all went smooth. My customers always close on time."

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    ADVISING THE SELF-EMPLOYED:

    Keith in Louisville Kentucky

     

    “I own a small Business. Getting a mortgage had always been tricky due to my tax deductions. My CPA referred me to David. Over the last 5 years we have forged a solid relationship and mortgaged several properties. I regularly lean on him for sound financing advice. He thinks outside the box and reasons in a logical manner.”

     

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    Second Homes

    Lee in Mobile Alabama

     

    “After working for 34 years, the time came to purchase a retirement home near the water. David was recommended to me by a neighbor. Over the next several months, he remained loyal to my home search endeavors. Ultimately, we closed my mortgage quickly- it’s amazing what you can get done online with people like David out there. I have bought several homes over the years and David is the best Loan Officer I have ever dealt with.

     

  • NUGGETS

    Welcome to the blog! You can see my blog posts below.

    2019年2月6日
    In some circles, this won’t be popular. Wanted to say it for a long time. But always struggled...
    Second Mortgage Interest no longer tax deductible? True. Kind of. It’s complicated. A brief...
    2017年2月28日
    Ben Franklin once said… “The only two certainties in life are Death & Taxes.” If reading this,...
  • Care to chat?

    Fill out the jazzy little form below.

    Or you can email me at David@Lhmhelp.com

    Of if Old School, call directly at: 502-396-1375. Note... if after respectable business hours, please email.

  • Mortgage Calculator

    You can approximate your mortgage payment and check out Lighthouse Mortgage below